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Budget Basics Work Sheet

The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.

Income
Take-Home Pay/All Family Members:
Child Support/Alimony:
Pension/Social Security:
Disability/Other Insurance:
Interest/Dividends:
Other:
Total Income =

Expenses
Rent/Mortgage:
Life Insurance:
Health/Disability Insurance:
Vehicle Insurance:
Homeowners or Other Insurance:
Car Payments:
Other Loan Payments:
Savings/Pension Contribution:
Utilities:
Credit Card Payments:
Car Upkeep:
Clothing:
Personal Care Products:
Groceries:
Food Prepared Outside the Home:
Medical/Dental/Prescriptions:
Household Goods:
Recreation/Entertainment:
Child Care:
Education:
Charitable Donations:
Miscellaneous:
Total Expenses =

Total Income (from above)
Total Expenses (from above) -
Remaining Income after Expenses =

Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®
Copyright 2004. All rights reserved. www.REALTOR.org/realtormag

7627 N INKSTER RD WESTLAND
Price: $24900

LIVONIA SCHOOLS! Easy Access to Expressways! Large Rooms and neutral colors throughout. Just a few touches needed to make it your own! All new in early 2000-furnace, windows, steel doors, copper plumbing, breakers, roof tear off and remodeled bath with shower and tub. Nice Yard Too-Fully Fenced with 2 1/2 car detached garage. All offers and commissions are subject to 3rd party approval, short sale, cooperative Seller. Make an Offer!!

1407 Spruce, Detroit
Price: $79900

Gorgeous Home! Remodeled inside and out. Newer roof, furnace, C/A, hot water tank, plumbing,electrical, water softener, sump pump. Glowing red oak floors, dramatic recessed lighting, open floor plan, vaulted ceiling, ceramic in kitchen and baths. Fabulous Master Suite with private bath and walk in closet